So, gimme the deets. Who is Nicole and how did The No Budget Babe get to where she is today?

Nicole is a Certified Negotiations Expert, licensed top real estate broker, CEO, Money Coach, and financial literacy advocate. While Nicole was not always an expert at handling her own money, she was determined from a young age to take her finances into her own hands. In the beginning, Nicole believed that the answer to her problems was not in managing money, it was in MAKING money - so she focused on ways to increase her income. With that in mind, Nicole got her first job at 12 years old, and went on to study business in university. Like many others, she believed that money meant status, power, and social capital when in reality, she discovered that money is the key to buy your life back.

Nicole finished her 4 year bachelor of commerce degree in 2 years, saving herself over $100,000 in hard and opportunity costs. The goal of her degree was to get the coveted corporate job to make more money and FINALLY MAKE IT.

As Nicole’s career progressed, she fell into the frequent trap of upping her lifestyle as her pay increased. Although she was living larger, she certainly was not living smarter.



And then...

In an epiphany, she realized that although she was making more money, she still had nothing to show for it. This “great salary” was supposed to buy her happiness, but she wasn’t any happier. The most logical plan seemed to be: "Maybe I need a promotion, so I can get more money... then I can be happy".

The next rude awakening? Nicole realized that the people who had these jobs she "wanted" weren't happy either. They weren't achieving their dreams and many of them were crippled with debt that funded a picturesque lifestyle.

Nicole then decided it was time to go back to the basics and dove headfirst into learning everything she could about personal finance. Nicole was pleasantly surprised that she already knew a lot of the tactic: which accounts to use, how to save money and the best ways to pay off debt. Nicole’s next challenge? To determine why even though we know what we're supposed to do, why don't we do it? This question triggered a quarter life/existential crisis. Nicole found herself asking:  "Who am I, why am I here, what is the purpose of anything?".  

The next part of Nicole’s financial freedom journey led her to researching philosophy, psychology and personal development.  Through this research, Nicole learned that money was a tool and that each dollar she made had the opportunity to help her work towards her ultimate goals in life. That being good with money didn’t mean depriving herself, and that saving money was not enough to be financially successful.

Through all of these learnings in university, self development, research, becoming a  real estate broker (which required helping people make the largest financial decisions of their lives), and becoming a certified Negotiations Expert, Nicole was able to refine her financial literacy and expertise. Nicole applied the financial principles that changed her own life (which required extensive trials and errors) to create The Makin Money Moves Method. This five step signature program has now changed the lives of over 100,000 women.

We've helped thousands of women change their lives. Our Babes pay off debt at record speed, and learn the foundations to saving tens to hundreds of thousands of dollars.


The only thing standing between you and the life you want, is you. 


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